This Policy describes the types of personal data we collect through the Site and how that personal data may be used and/or with whom it may be shared. This Policy also describes how you can reach us to update your contact information, access and control the use of the personal data we collect in connection with our marketing communications and activities, or get answers to questions you may have about our privacy practices at the Site. Please read this Policy carefully, because by using the Site you are acknowledging that you understand and agree to the terms of this Policy. In addition, please review the LDX User Agreement, which governs your use of the Site and any content you submit to the Site.
This Policy applies to all information and data collected by Lampert from you while using the Site.
Except as otherwise defined in this Policy, capitalized terms have the meanings set forth herein.
“Identifiable natural person” means a person who can be identified, directly or indirectly, in particular by reference to an identification number or to one or more factors specific to his or her physical, physiological, mental, economic, cultural or social identity.
“Personal data” or “personal data” means any information about an identified or identifiable natural person.
Compliance with Local Laws
This Policy is meant to guide Lampert with respect to personal data collected from or about you at the Site. While this Policy applies to personal data generally, the local laws, rules and regulations of jurisdictions that are applicable to Lampert (“Local Laws”) may require standards which are stricter than this Policy and, in such event, Lampert will comply with applicable Local Laws. Specific privacy policies may be adopted to address the specific privacy requirements of particular jurisdictions.
Collection and Use of Personal Data
The privacy and security of the personal data that Lampert collects from you is a priority for Lampert. In order to use the Site, you must provide Lampert with personal data that could be used to contact you or to identify you personally such as your name, company name, business address, telephone number, credit card data, and e-mail address through the Site. By submitting personal data to Lampert at this Site, you hereby consent to Lampert’s collection, use and disclosure of such personal data.
Lampert collects and uses personal data for the following purposes:
Lampert also may use and disclose your personal data: (1) to the extent required to respond to a legal or ethical obligation, (2) to the extent necessary to meet national security, public interest or law enforcement obligations, and (3) to the extent expressly permitted by an applicable law, rule or regulation.
Of course, you may choose not to provide Lampert with personal data. However, this choice may prevent Lampert from providing you with the service, or information you requested or that could be offered to you. Additionally, Lampert collects or may collect personal data to conduct the business of Lampert and comply with applicable laws, rules and regulations.
Lampert may use your personal data as set forth in this Policy (or any other Lampert policy, as applicable), and for any other purposes for which your consent is required under applicable law so long as Lampert obtains your consent.
Additionally, where Lampert is permitted to do so under applicable law, Lampert may share your personal data with its affiliates, employees, contractors, consultants and other parties who assist Lampert including, without limitation, parties that provide information technology and data processing services to Lampert with respect to the operation of its businesses.
Where Lampert is permitted to do so under applicable law, Lampert may transfer or provide your personal data to affiliates or third parties both in and outside of the nation where you reside.
Additionally, your personal data may be disclosed as required by applicable law, to comply with a court order, subpoena, warrant or other legal process, or where the personal data is publicly available (unless otherwise restricted by applicable law).
Like many websites, Lampert uses “cookies” and similar tools on the Site to improve its performance and enhance your user experience.
What are Cookies?
A cookie is a small text file which is placed on your Device. Cookies help to analyze web traffic and allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. Certain cookies may contain personal data – for example, if you click to “remember me” when logging in, a cookie may store your username. Most cookies won’t collect personal data that identifies you, and will instead collect more general information, such as how users arrive at and use our Sites, or a user’s general location.
Lampert may place cookies or similar files on your Device for security purposes, to tell us whether you have visited the Site before, if you are new visitor or to otherwise facilitate site navigation, and to personalize your experience while visiting our Site. Cookies allow us to collect technical and navigational information, such as browser type, time spent on our Site and pages visited. Cookies also allow us to select which of our advertisements or offers are most likely to appeal to you and display them while you are on the Site. Cookies may enhance your online experience by saving your preferences while you are visiting a particular Site. Overall, cookies help us provide you with a better Site by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your Device or any information about you, other than the data you choose to share with us.
What kinds of Cookies do we use?
Generally, the cookies that are used on the Site can be broken down in to the following categories:
Can the Cookies be blocked?
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you would prefer not to accept cookies, most browsers will allow you to: (i) change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it; (ii) to disable existing cookies; or (iii) to set your browser to automatically reject any cookies. However, please be aware that if you disable or reject cookies, some features and services on our Sites may not work properly because we may not be able to recognize and associate you with your Lampert account(s). In addition, the offers we provide when you visit us may not be as relevant to you or tailored to your interests.
Instructions for blocking or allowing Cookies in Popular Web Browsing Software
Internet Explorer 7 and 8
Even after you have consented to Lampert’s collection and use of your personal data and submitted personal data to Lampert at this Site, you may opt-out of having your personal data collected, used or transferred by Lampert by contacting Lampert. Please note that in order to fulfill certain obligations, we may need to continue sending you notices or other important information concerning any events or services you request. You may contact Lampert by sending us a letter at:
The Lampert Debt Xchange
477 Madison Avenue, Suite #230
New York, NY 10022
Attention: Privacy Officer
Or by e-mail to: Info@LampertDX.com
Or by telephone at: (631) 343-2335
General Principles for the Processing of Personal Data
Personal data will be collected, stored, processed and transmitted in accordance with Lampert’s established policies and applicable federal, state, local and foreign laws, rules and regulations.
The principles of Lampert with respect to the processing of personal data are as follows: (1) personal data will be processed fairly and lawfully, (2) personal data will be collected for specified, explicit, and legitimate purposes and not further processed for incompatible purposes, (3) personal data collected by Lampert will be adequate, relevant, and not excessive in relation to the purposes for which it is collected, (4) personal data collected by Lampert will be accurate and, where necessary, kept up to date, and (5) personal data collected by Lampert will be retained as identifiable data for no longer than necessary to serve the purposes for which the personal data was collected.
If Lampert engages in the processing of personal data for purposes other than those specified in this Policy, Lampert will provide notice of these changes, the purposes for which the personal data will be used, and the recipients of personal data.
Transfers of Personal Data
We do not sell any of your personal data (including your name, mailing address, or e-mail address) to any companies. We do provide some of our services through contractual arrangements with affiliates, service providers, and other third parties that require us to share your personal data to them in order to deliver those services. For example, we must release your credit card information to the card-issuing bank to confirm payment for services purchased on this Site. We require our service providers to adopt and post privacy policies consistent with this Policy.
Linking to and Privacy Policies of Third Party Sites
This Policy applies to information collected from this Site by Lampert. Once you click on a link to another website (the “Linked Site”), you are no longer on this Site. This Policy does not apply to the content or privacy practices of any Linked Site. We encourage you to read the privacy statements of each and every website or Linked Site that collects personal data. You should contact advertisers, other websites or Linked Sites directly if you have any questions about their privacy policies or their use of the information they collect.
Miscellaneous Privacy Issues
Lampert is committed to protecting the privacy of children. Our policy is that we do not knowingly collect, use or disclose personal data about visitors that we know are under 13 years of age. This Site is not directed in any respect to children under the age of 13.
Use Registration and Password
Ultimately, you are solely responsible for maintaining the secrecy of your password and/or account information. To ensure effectiveness of your password, we recommend that you do not disclose your user identification or password to anyone. Please be careful and responsible whenever you are online.
Lampert will take reasonable steps to protect the personal data in its possession from loss, misuse, unauthorized access, disclosure, alteration, and destruction, and will take all useful precautions with regard to the nature of the data and the risks of the processing, to preserve the security of the data and, in particular, prevent its alteration and damage or access by non-authorized third parties. Lampert has put in place appropriate technical, physical, and organizational procedures and security measures to safeguard and secure the personal data from destruction, loss, alteration, unauthorized access or disclosure, or other forms of unauthorized or unlawful processing commensurate with the risks posed by the particular type of processing, the nature of the personal data and in accordance with applicable law and applicable guidelines, and taking into consideration the cost of implementing such measures.
It is your responsibility to provide Lampert with accurate personal data. Except as otherwise set forth in this Policy, Lampert shall only use personal data in ways that are compatible with the purposes for which it was collected or subsequently authorized by you. To the extent necessary for these purposes, Lampert shall take reasonable steps to ensure that personal data is accurate, complete, current and relevant to its intended use.
Upon request by you, Lampert will grant you reasonable access to your personal data. Except where your rights are limited by applicable law (e.g., where necessary to safeguard national security, defense, or public security, for the prevention and detection of crime, or to safeguard an important economic or financial interest of the nation in which you reside, the employee, or the rights and freedoms of others, for the purpose of scientific research or statistical purposes, provided that the data is not used for making decisions that relate to a particular individual), such access will include: (1) confirmation as to whether or not your personal data is being processed and, if so, information as to the purposes of the processing, the categories of personal data processed, and the recipients (or categories of recipients) of the personal data; (2) communication in intelligible form of the personal data undergoing processing and information as to its source; and (3) details of the logic involved in any automatic processing of the personal data. Lampert will permit you to correct, amend or delete inaccurate or incomplete personal data, except where the burden or expense of providing access would be disproportionate to the risks to the privacy of the individual in the case in question or where the rights of persons other than the individual would be violated.
Subject to the above, you may change any of the personal data you have provided to us on this by writing us at: Lampert LLC, 477 Madison Avenue, Suite #230, New York, NY 10022, Attention: Privacy Officer, by e-mail at Info@LampertDX.com or by phone at (631) 343-2335. Please include your name, address, and/or e-mail address when you contact us.
We will only keep your personal data as long as we need it for the reasons it was originally collected from you. When we no longer need your personal data for our purposes, we will destroy, delete or erase that information or convert it into an anonymous form in accordance with our standard data retention and destruction policies. You may ask to have the information on your account deleted or removed; however, because we keep track of past transactions, you cannot delete information associated with past transactions on this Site. In addition, it may be impossible to completely delete your information without some residual information because of backups.
Lampert will use a self-assessment approach to verify compliance with this Policy and periodically verify that the Policy is accurate, comprehensive for the information intended to be covered, prominently displayed, implemented and accessible.
If you believe that your personal data has been processed or disclosed in violation of this Policy, Lampert encourages you to raise any concerns using the contact information provided in this Policy. Lampert will investigate and attempt to resolve any complaints and disputes regarding use and disclosure of personal data.
Changes to this Policy
This Policy may be amended from time to time, consistent with the requirements of applicable law. A notice will be posted by Lampert on this Site when this Policy is changed.
Last Updated Date
November 24th, 2014